Listen to friends today who seem agitated about money matters. You might be able to help with a few eco-friendly tips that may save cash while helping the planet. Offer to help them shop for cfls to replace energy-hogging incandescent bulbs. Get them in the habit of buying in bulk to reduce packaging, as well as costs. Encourage pals to sell items online or at a garage sale to make a few bucks while keeping their knickknacks out of landfills.